Travel insurance

24/7 assistance service worldwide: +371 67331122

Medical expenses — no deductible

You will not have to spend money — we will settle the costs of the assistance provided

A travel policy provides practical support and protects you against financial losses if you fall ill, have an accident, lose or damage your luggage, cancel your trip, and more!

Travel insurance helps you keep a positive mindset even when the trip does not go exactly as originally planned.

Buy the right policy and include the protection you need

Fallen ill and cannot travel?

We will reimburse your losses if you purchased the policy in time.
Flight delayed?

Don't worry — we will reimburse your food and hotel expenses.
Your luggage was damaged, lost, or delayed?

Don't be upset — we will reimburse you!
Fallen ill or injured during the trip?

Call us and we will help.

Advantages of travel insurance

Reimbursement of medical expenses with NO DEDUCTIBLE and even if you do not have a European Health Insurance Card (EHIC)

Expenses for emergency medical assistance (including dental treatment), medical transport, and repatriation are reimbursed without applying a deductible or requiring an EHIC.
24/7 assistance service available for all programmes, worldwide!

Things do not always go according to plan when travelling — if you need help or you are unsure what to do, feel free to call +371 67331122
We insure travellers engaging in leisure activities

Including skiers, snowboarders and divers
No age limit for travellers
A simple and convenient claims submission process
- Submit a claim in the way that suits you — on our website or at any of our customer service centres across Latvia;
- We will inform you about the progress of your claim and the decision made regarding payment;
Good news for motorbike and motorised transport enthusiasts
- All policies include travel by scooter, quad bike or moped up to 125 cm³ — free of charge!

Insurance programmes

Basic

Standard

Silver

Gold

Platinum

Medical expenses
- No deductible
  
  Reimburses expenses for emergency medical assistance.
  
  Sums insured / limits for each programme:
  
  Basic — EUR 75,000
  
  Standard — EUR 75,000
  
  Silver — EUR 80,000
  
  Gold — EUR 100,000
  
  Platinum — EUR 125,000
Repatriation of the patient
- No deductible
  
  Reimburses expenses for transportation to the country of residence.
  
  Sums insured / limits for each programme:
  
  Basic — EUR 15,000
  
  Standard — EUR 20,000
  
  Silver — EUR 20,000
  
  Gold — EUR 25,000
  
  Platinum — EUR 30,000
Medical transport expenses
- No deductible
  
  Reimburses transportation expenses to the nearest medical institution.
  
  Sums insured / limits for each programme:
  
  Basic — EUR 5,000
  
  Standard — EUR 5,000
  
  Silver — EUR 5,000
  
  Gold — EUR 10,000
  
  Platinum — EUR 10,000
Dental expenses
- No deductible
  
  Reimburses expenses incurred in the event of acute toothache or injury.
  
  Sums insured / limits for each programme:
  
  Basic — EUR 80
  
  Standard — EUR 100
  
  Silver — EUR 150
  
  Gold — EUR 200
  
  Platinum — EUR 300
Purchase of medical aids
- No deductible
  
  Reimburses expenses for the purchase or repair of medical aids.
  
  Sums insured / limits for each programme:
  
  Basic — EUR 100
  
  Standard — EUR 120
  
  Silver — EUR 120
  
  Gold — EUR 130
  
  Platinum — EUR 150
Repatriation of remains
- No deductible
  
  Reimburses expenses for transporting mortal remains to the country of residence.
  
  Sums insured / limits for each programme:
  
  Basic — EUR 7,000
  
  Standard — EUR 8,000
  
  Silver — EUR 9,000
  
  Gold — EUR 12,000
  
  Platinum — EUR 15,000
Funeral expenses abroad
- No deductible
  
  Reimburses expenses for burial of mortal remains abroad.
  
  Sums insured / limits for each programme:
  
  Basic — EUR 1,000
  
  Standard — EUR 1,500
  
  Silver — EUR 1,500
  
  Gold — EUR 1,500
  
  Platinum — EUR 2,000
Local transport upon return
- No deductible
  
  Reimburses transport costs to meet the person in their home country and take them to their residence.
  
  Sums insured / limits for each programme:
  
  Standard — EUR 150
  
  Silver — EUR 150
  
  Gold — EUR 150
  
  Platinum — EUR 200
Passport insurance
- No deductible
  
  Reimburses expenses for obtaining replacement documents, as well as additional transport and telephone expenses.
  
  Sums insured / limits for each programme:
  
  Standard — EUR 100
  
  Silver — EUR 100
  
  Gold — EUR 150
  
  Platinum — EUR 200
Transport and accommodation expenses
- No deductible
  
  Reimburses transport and accommodation expenses for one relative, where their presence is medically necessary.
  
  Sums insured / limits for each programme:
  
  Standard — EUR 1,000
  
  Silver — EUR 1,500
  
  Gold — EUR 2,000
  
  Platinum — EUR 3,000
Informational assistance
- No deductible
  
  Reimburses expenses incurred when the customer contacts the assistance service or the insurer.
  
  Sums insured / limits for each programme:
  
  Standard — EUR 30
  
  Silver — EUR 30
  
  Gold — EUR 40
  
  Platinum — EUR 60
Death caused by an accident
- No deductible
  
  Sums insured / limits for each programme:
  
  Standard — EUR 10,000
  
  Silver — EUR 10,000
  
  Gold — EUR 15,000
  
  Platinum — EUR 20,000
Disability caused by an accident
- No deductible
  
  Sums insured / limits for each programme:
  
  Standard — EUR 20,000
  
  Silver — EUR 20,000
  
  Gold — EUR 25,000
  
  Platinum — EUR 30,000
Trip cancellation
- Deductible EUR 50
  
  Reimburses non-refundable travel costs if the trip is cancelled due to unforeseen illness or an accident.
  
  Sums insured / limits for each programme:
  
  Silver — EUR 700
  
  Gold — EUR 1,000
  
  Platinum — EUR 2,000
Loss of luggage
- Deductible EUR 50
  
  Reimburses expenses incurred in connection with the loss of luggage or personal belongings while in the custody of a carrier.
  
  Sums insured / limits for each programme:
  
  Silver — EUR 700
  
  Gold — EUR 850
  
  Platinum — EUR 1,000
Damage to luggage
- Deductible EUR 50
  
  Reimburses losses for your damaged luggage or personal belongings if this occurred while in the custody of a carrier.
  
  Sums insured / limits for each programme:
  
  Silver — EUR 170
  
  Gold — EUR 500
  
  Platinum — EUR 800
Delay of luggage
- No deductible
  
  Reimburses expenses incurred due to the delay of luggage or personal belongings while in the custody of a carrier.
  
  Sums insured / limits for each programme:
  
  Silver — EUR 170
  
  Gold — EUR 500
  
  Platinum — EUR 800
Loss of sports equipment
- Deductible EUR 50
  
  Reimburses expenses if your sports equipment is lost while in the custody of a carrier.
  
  Sums insured / limits for each programme:
  
  Silver — EUR 600
  
  Gold — EUR 750
  
  Platinum — EUR 900
Delay of sports equipment
- Deductible EUR 50
  
  Reimburses expenses for renting sports equipment if your personal sports equipment is delayed.
  
  Sums insured / limits for each programme:
  
  Silver — EUR 150
  
  Gold — EUR 400
  
  Platinum — EUR 700
Damage to sports equipment
- Deductible EUR 50
  
  Reimburses expenses for damage to sports equipment while in the custody of a carrier.
  
  Sums insured / limits for each programme:
  
  Silver — EUR 150
  
  Gold — EUR 400
  
  Platinum — EUR 700
Breakage of sports equipment
- Deductible EUR 50
  
  Reimburses expenses for broken sports equipment.
  
  Sums insured / limits for each programme:
  
  Silver — EUR 600
  
  Gold — EUR 750
  
  Platinum — EUR 900
Trip interruption
- No deductible
  
  Reimburses expenses related to interruption of the trip and early return to the country of residence.
  
  Sums insured / limits for each programme:
  
  Gold — EUR 1,000
  
  Platinum — EUR 2,000
Missed connecting flights
- Deductible EUR 50
  
  Reimburses expenses for rebooking the ticket or purchasing a new economy class ticket if a scheduled flight is missed.
  
  Sums insured / limits for each programme:
  
  Gold — EUR 200
  
  Platinum — EUR 300
Third-party liability
- Deductible EUR 150
  
  Reimburses sudden and unforeseen expenses for harm caused to another person's health, life, or property.
  
  Sums insured / limits for each programme:
  
  Gold — EUR 20,000
  
  Platinum — EUR 40,000
Travel delay
- No deductible
  
  Reimburses expenses for food, hotel and transport to/from the airport, train station, port, etc. if the trip is delayed due to technical reasons or adverse weather conditions.
  
  Sums insured / limits for each programme:
  
  Gold — EUR 150
  
  Platinum — EUR 300
Theft of luggage or sports equipment
- Deductible EUR 50
  
  Reimburses expenses for purchases during the trip that replace stolen luggage or sports equipment, excluding theft during transportation.
  
  Sums insured / limits for each programme:
  
  Platinum — EUR 800
Missing the departure
- No deductible
  
  Reimburses expenses for rebooking the trip or purchasing a new economy class ticket if the planned departure is missed due to a road traffic accident in which you are not at fault.
  
  Sums insured / limits for each programme:
  
  Platinum — EUR 1,000
Road traffic accident
- Deductible EUR 50
  
  Reimburses losses incurred to get you, your travel companions and luggage to the hotel or the place where the trip begins, if you have been involved in a road traffic accident.
  
  Sums insured / limits for each programme:
  
  Platinum — EUR 100
Dry cleaning / repair of clothing
- No deductible
  
  Reimburses expenses for dry cleaning, repair and/or replacement of the clothing worn at the time of the accident.
  
  Sums insured / limits for each programme:
  
  Platinum — EUR 100
Medical expenses in the Republic of Latvia
- Deductible EUR 50
  
  Reimburses medical expenses if it is necessary to continue treatment after the end of the trip, upon returning home.
  
  Sums insured / limits for each programme:
  
  Platinum — EUR 500
Legal expenses
- Deductible EUR 150
  
  Reimburses losses incurred when using legal assistance in court proceedings in a criminal case or civil case.
  
  Sums insured / limits for each programme:
  
  Platinum — EUR 2,000
Replacement of the insured person
- No deductible
  
  Reimburses the cost of purchasing an outbound and return ticket for a person who will replace the sick person by assuming their work duties.
  
  Sums insured / limits for each programme:
  
  Platinum — EUR 1,500

Active leisure insurance

If you plan to engage in active leisure during your trip, remember to include it in the policy.

Summer sports
- Rowing
- Motor sport
- Baseball
- Sailing
- Martial arts
- Frisbee
- Handball
- Para sport
- Karting
- Kitesurfing (kiteboarding)
- Mountain hiking
- Marathon
- Fencing
- Rugby
- Sandboarding
- Surfing
- Kayaking
- Softball
- Trekking
- Triathlon
- Water polo
- Water skiing
- Athletics
- Gymnastics
Winter sports
- Speed skating
- Biathlon
- Bobsleigh
- Figure skating
- Cross-country skiing
- Hockey
- Alpine skiing
- Luge
- Field hockey
- Skeleton
- Slalom
- Snowmobiling
- Snowboarding
- Short track
Leisure
- Aerobics
- Badminton
- Basketball
- Bowling
- Football
- Floorball
- Golf
- Equestrian sports
- Curling
- Nordic walking
- Orienteering
- Swimming
- Swimming with a mask (snorkelling)
- Rafting
- Cycling
- Running
- Volleyball
- Tennis

If your preferred sport is not included in this list, please contact us by phone at +371 67080421