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An MTPL policy protects you against financial losses if, while participating in road traffic with your vehicle, you cause harm to other persons:
Damage caused to another vehicle or property;
Personal injury / harm to health;
Non-material damage
Remember
MTPL compensation can only be received by the injured party.
What to do if an accident occurs?
Information on what to do after an accident is available in the claims section.
If you need advice on submitting a claim, call 67 080 440 on business days.
Useful information
When does an MTPL policy take effect?
An MTPL policy takes effect on the date and at the time stated in the policy as the commencement date/time. If you purchased the policy on the website, always make sure that after payment you have received it by e-mail.
Easily check whether your MTPL policy is valid
Check whether your MTPL policy is valid on the LTAB website.
Territory of validity of the MTPL policy
The MTPL policy is valid in the countries of the European Economic Area, as well as in the Swiss Confederation, Serbia, Andorra, Bosnia and Herzegovina, Montenegro, and the United Kingdom of Great Britain and Northern Ireland.
When travelling abroad, you must carry your MTPL policy with you; in Latvia, this is not required.
Accident Statement (Agreed Statement)
The Accident Statement can be conveniently completed using the LTAB mobile app, and it is also widely available in paper form at the offices of various insurers.